NEWS/BLOG
Financial Tips, Member News & Community Spotlights
Your go-to source for smart money advice and what’s happening at Ft. Randall Federal Credit Union.
From smart saving strategies to local stories that matter, this is where financial insight meets community connection. Stay up to date on credit union news, get practical tips to boost your money confidence, and see how Ft. Randall Federal Credit Union is making a difference close to home.
Credit Isn’t Scary: 5 Things Every First-Time Borrower Should Know
Building credit for the first time does not have to be confusing. Discover five simple, practical tips to help you start strong, build confidence, and make smarter borrowing decisions.
May 2026: Member Newsletter
May brings new opportunities to plan, save, and move forward with confidence. From home upgrades and vehicle protection to helpful credit tips, Ft. Randall FCU is here to support your financial journey—every step of the way.
April 2026: Member Newsletter
The April 2026 Ft.Randall FCU Member Newsletter is filled with tips and updates to help you take charge of your finances. Explore smart borrowing strategies, celebrate Credit Union Youth Month, and discover ways to save, invest, and protect your money. Don’t miss the Annual Meeting on April 23 and our photo contest for a chance to be featured in the 2027 calendar.
Smart Borrowing for Real Life
Buy Now, Pay Later options can make online shopping feel easier—but they can also lead to overspending and hidden fees. Learn how BNPL works, the risks to watch for, and smarter borrowing strategies to help you stay in control of your finances.
March 2026: Member Newsletter
March at Ft.Randall Federal Credit Union celebrates 75 years of serving our members and communities. This month, get to know Jenna in our staff spotlight, share your favorite moments by entering the member photo contest (submissions due by June), and mark your calendar for the Annual Meeting in Wagner. FRFCU continues to prioritize trusted service and meaningful connections for all members.
February 2026: Member Newsletter
Fort Randall Federal Credit Union continues its 75th anniversary celebration by honoring the members and communities that have shaped its legacy. This month’s highlights include branch hours and a Presidents’ Day closure, a reminder to review and manage monthly subscriptions, and an invitation to the upcoming Annual Meeting in Wagner. As always, FRFCU remains focused on providing reliable service and meaningful connections for its members.
January 2026: Member Newsletter
Fort Randall Federal Credit Union begins the year by celebrating 75 years of serving its members, while continuing its commitment to trusted financial support and community connection. This month’s updates include branch hours and holiday closures, a reminder to avoid high-interest payday loans, details on a member photo contest, and an invitation to the upcoming Annual Meeting in Wagner.
How to Protect Yourself from Holiday Scams and Fraud
Being a Ft. Randall FCU member means more than just banking, it means belonging to a community that puts you first. Learn how membership gives you better rates, local service, and lifelong financial support.
Know Your Benefits as a Credit Union Member
Being a Ft. Randall FCU member means more than just banking, it means belonging to a community that puts you first. Learn how membership gives you better rates, local service, and lifelong financial support.
5 Things to Review for a Fall Financial Clean-Up
As the holidays approach, a quick fall financial clean-up can help reduce stress and avoid surprises. Review your budget, plan for seasonal expenses, tackle high-interest debt, check your credit score, and reassess your financial goals. With smart planning and support from Ft. Randall Federal Credit Union, you can set the stage for smarter holiday spending and finish the year strong.
September 2025: Member Newsletter
September brings new opportunities to refresh your goals and stay connected with your community. In this month’s newsletter, you’ll find helpful financial tips, important credit union updates, and local news that matter to you.
How to Open a First Checking Account for Your Child
Opening a first checking account for your child is a big milestone—and the perfect opportunity to teach them how to manage money responsibly. From choosing the right account to setting up mobile banking and card controls, our team at Ft. Randall FCU is here to help every step of the way.
Back-to-School Budgeting Tips for Families
As the school year approaches, families often find themselves overwhelmed by the growing list of expenses—classroom supplies, new clothes, sports equipment, lunch money, and activity fees — the list goes on. But with a little planning and smart financial habits, you can navigate back-to-school season without breaking the bank.
Mid-Year Financial Check-Up
We’re halfway through the year—how are your finances holding up? Our Mid-Year Financial Check-Up blog covers five key areas to review: budgeting, savings, debt, credit, and goals. Plus, discover how Ft. Randall Federal Credit Union’s tools and services can help you stay on track and finish the year financially strong.
June 2025: Member Newsletter
In this month’s newsletter, find out how you can skip a loan payment, score a great rate on your next boat loan, or protect your ride with our new member-only extended warranties. Plus, meet Jade from our Wagner branch and get a smart savings tip that could change your financial habits for the better. Let’s make this summer a season of progress—together.
May 2025: Member Newsletter
Get ready for summer with smart travel-saving tips and competitive camper loan rates from Ft. Randall FCU. This month, we’re also excited to introduce our new Interactive Teller Machines (ITMs) for even more convenient banking in Platte, Wagner, and Pickstown. Don’t forget to stop by for chocolate chip cookies on May 15 in celebration of National Chocolate Chip Day! Plus, meet our president, Julie Thomson, and check out this month’s birthdays and work anniversaries.