ABOUT
Rooted in Community. Focused on our Members.
Welcome to Ft. Randall Federal Credit Union
Since 1951, Ft. Randall Federal Credit Union has proudly served the people of South-Central South Dakota. From our start in Pickstown to our growth in Wagner and Platte, we believe in one thing: people helping people.
As a member-owned, not-for-profit credit union, we exist to support your financial well-being, not to turn a profit. We center every decision we make around helping our members grow, succeed, and feel confident about their finances.
Vision
To provide the next generation with a better future.
Charter
In 1951, Ft. Randall Federal Credit Union was chartered to serve local federal employees of the Pickstown School District and their immediate family members.
The field of membership was expanded in November of 1990 to a community-wide charter to serve anyone who lives or works in Charles Mix County and their family members. In July 2002, the charter was further expanded to include anyone who worships, volunteers, or attends school in Charles Mix County. In May 2004, Ft. Randall Federal Credit Union opened its first branch in Platte. In June 2016, the field of membership was extended to include anyone who lives, works, worships, volunteers, or attends school in Brule, Bon Homme, Charles Mix, Douglas, Gregory, or Hutchinson Counties in South Dakota.
Once a member of Ft. Randall Federal Credit Union, you can always be a member, even if you move out of the field of membership! Furthermore, your family members who don't live in the following counties can also become members.
Community
Being part of the community isn’t just something we say—it’s something we live out every day.
At Ft. Randall Federal Credit Union, we support local schools. We sponsor youth financial education and volunteer our time for important causes. We are proud to give back to the towns that have supported us for many years. This includes parades, fundraisers, classroom visits, and community events.
When you bank with FRFCU, you're investing in more than your own future—you're investing in the strength and success of your community.
FAQs
Find answers to the most commonly asked questions about Ft. Randall Federal Credit Union.
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Anyone who lives, works, worships, volunteers, or attends school in Brule, Bon Homme, Charles Mix, Douglas, Gregory, or Hutchinson counties in South Dakota is eligible for membership.
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Credit unions are member-owned and not-for-profit. That means better rates, fewer fees, and decisions made with your best interest in mind.
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Visit one of our branches in Wagner or Platte, or call us to get started. We’ll walk you through the process and answer any questions you have.
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Yes! We offer convenient online access and a mobile app, so you can manage your accounts anytime, anywhere.
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Yes—visit our Loans Page to learn more and start your application.
Still have questions? Contact us.
Why Ft. Randall Federal Credit Union?
Competitive Loan Rates
Quick Decisions Made Locally
Personalized, Friendly Service
Transparent Terms and No Pressure
We treat our members like family, not account numbers. That’s why so many of our members come back to us again and again—because we truly care.
Becoming a member is easy. If you live, work, worship, volunteer, or attend school in Brule, Bon Homme, Charles Mix, Douglas, Gregory, or Hutchinson counties, you’re eligible to join.