Know Your Benefits as a Credit Union Member

Being part of a credit union is more than just banking. It means you belong to a community that supports you. At Ft. Randall Federal Credit Union, our members are at the heart of everything we do. It’s a great time to discover the exclusive benefits of being part of the Ft. Randall FCU family. This applies whether you have been with us for years or just joined.

Here are four key ways membership makes a difference in your financial life:

1. You’re not just a Customer

When you open an account at Ft. Randall FCU, you’re not just signing up for banking services. You’re becoming more than a customer. Every member has a voice and a vote in how we operate, which means your input helps shape the future of our credit union. Members make decisions with their best interests in mind, not those of shareholders.

It’s a partnership built on trust, shared values, and community strength. The success of the credit union directly benefits you because when we grow, you grow.

2. Local Service from People Who Care

We live here, work here, and value helping our neighbors succeed. That local connection helps us understand your needs. We can provide personalized service that big banks cannot match. Whether you’re applying for your first loan or setting up a savings account, you’ll always talk to someone who wants to see you reach your goals.

We take pride in knowing our members by name, not by account number. Every member of our team is here to listen and help you. From the front desk to loan officers, we guide you. We want to help you find the financial solutions that fit your life in South Dakota.

3. Better Rates, Lower Fees, and More Value

Our earnings are made to benefit our members. That means lower loan rates, higher savings returns, and fewer fees across the board. Plus, our credit card options are competitive, transparent, and designed to help, not hinder, your financial growth.

​​We center every decision we make around value. Helping you keep more of your money and use it toward the things that matter most. Whether you’re financing a vehicle, buying a home, or simply growing your savings, you’ll see the credit union difference in every product and rate we offer.

4. Support for Every Step of Your Financial Journey

At Ft. Randall FCU, we believe financial wellness starts with education and support. From budgeting resources to one-on-one guidance, we’re here to help you make confident money decisions. Our goal is to see you thrive in the long run.

We also provide youth accounts and financial education opportunities to help the next generation learn smart money habits early. Because when our members are financially strong, our whole community benefits.

Experience the Credit Union Difference

When you bank with Ft. Randall Federal Credit Union, you’re joining a team that’s truly invested in your success. From better rates to local service, membership comes with benefits that make every dollar go further.

Ready to make the most of your membership? Visit your local branch in Wagner or Platte, or explore ftrandallfcu.com/ to learn more about how we’re here to support your financial goals.