SHARE DRAFT ACCOUNTS

Personal and Business Share Draft Accounts

A share draft account is a credit union checking account for everyday transactions. Whether you are paying household bills or managing business cash flow, explore Fort Randall’s personal and business options to find an account that works for you.

Personal Share Draft Account

Our personal share draft accounts provide you with easy access to your money and convenient tools to help you stay on top of your finances. Depending on the account, features include:

Person on Ft. Randall's website

No or low monthly fees depending on your account type

Access to thousands of surcharge-free ATMs nationwide

Online and mobile banking, plus a debit card with built-in security features

Overdraft protection options including lines of credit

Business Share Draft Account

Our business share draft accounts help small businesses and agricultural operations manage cash flow and daily transactions. Available features include:

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Deposit and withdrawal options, including mobile deposits

Online banking tools such as multiple user access and transaction tracking

Payroll deduction integration and merchant services support

Account options for businesses of different sizes and dedicated local support

Why Choose Fort Randall Federal Credit Union?

As a member-owned credit union, Fort Randall offers personalized service, transparent terms, competitive rates, and local decision-making. We serve residents and businesses across Brule, Bon Homme, Charles Mix, Douglas, Gregory, and Hutchinson counties.

Ready to Get Started?

Compare personal and business share draft checking accounts, visit a branch in Wagner or Platte, or start your application online.