CHECKING
Experience Checking with Confidence
Checking Accounts that Fit Your Life and Business
At Fort Randall Federal Credit Union, we understand that checking accounts are the backbone of your daily finances—whether you’re managing personal expenses or running a small business. That’s why we offer flexible checking solutions designed to meet the needs of individuals and businesses across Brule, Bon Homme, Charles Mix, Douglas, Gregory, and Hutchinson counties.
Personal Checking for Everyday Convenience
Our personal checking accounts provide you with easy access to your money and convenient tools to help you stay on top of your finances. Enjoy features like:
No or low monthly fees depending on your account type
Access to thousands of surcharge-free ATMs nationwide
Online and mobile banking to manage your account anytime, anywhere
Debit cards with built-in security features for safe spending
Overdraft protection options including lines of credit for peace of mind
Business Checking to Support Your Growth
For small businesses and agricultural operations, our business checking accounts provide the flexibility and features you need to manage cash flow and day-to-day transactions smoothly. Key benefits include:
Competitive account options tailored to businesses of all sizes
Easy deposit and withdrawal options, including mobile deposits
Online banking tools designed for business needs, such as multiple user access and transaction tracking
Integration with payroll deduction services and merchant services support
Dedicated local support from Fort Randall FCU’s experienced team
Why Choose Fort Randall Federal Credit Union?
As a member-owned credit union, our focus is on you and your goals. When you open a checking account with us, you’re partnering with a trusted financial institution that puts personalized service and community commitment first. We’re proud to serve residents and businesses across six counties in South Dakota, offering transparent terms, competitive rates, and local decision-making.
Get Started Today
Whether you need a personal account for everyday use or a business account to manage your company’s finances, Fort Randall FCU has a checking solution tailored for you. Visit one of our branches in Wagner or Platte, or start your application online to experience checking accounts designed around your needs.