PERSONAL CHECKING
Your Everyday Money, Handled with Care
Checking Accounts that Keep Up with You
When it comes to managing your day-to-day finances, you need a checking account that’s simple, reliable, and built around your life. At Ft. Randall Federal Credit Union, our personal checking accounts are designed to help you spend, save, and move your money with confidence—without unnecessary fees or complicated fine print.
Whether you're making your first deposit or switching from another financial institution, we’re here to make the process easy and supportive every step of the way.
Why Choose FRFCU for Personal Checking?
Our checking accounts come with the features you need—and the friendly, local support you deserve.
No Monthly Maintenance Fees
Keep more of your money where it belongs.
Free Debit Card
Access your funds anytime, anywhere.
Online & Mobile Banking
Check balances, pay bills, and transfer funds from your phone or computer.
E-Statements
Go paperless and stay organized with secure digital statements.
Direct Deposit
Get paid faster with automatic deposits to your account.
Surcharge-Free ATM Access
Access your money without extra fees at thousands of ATMs nationwide.
Managing Your Account
We make it easy to stay on top of your money:
Log in to online or mobile banking anytime
Set up account alerts for balance updates or transaction activity
Use your debit card wherever Visa® is accepted
Transfer funds between accounts or to other members with ease
Ready to Make the Switch?
If you’re moving from another bank or credit union, we’ll help make the transition smooth.
Let’s Get You Started
Your money matters. Let us help you manage it with a checking account that works for real life.