SHARE SAVINGS

Save Today for a Stronger Tomorrow

Share Savings Accounts at Fort Randall Federal Credit Union

Share accounts are the credit union’s savings accounts. Whether you are building savings, planning for a known expense, or helping a child learn to save, Fort Randall offers options for different goals.

Gentleman placing money into a piggy bank.
Green line icon of a piggy bank.

Regular Share Account

Every Fort Randall member starts with a Regular Share Account. It is your primary savings account and establishes membership, giving you access to other eligible credit union products and services. The account pays dividends on your balance, and you can make deposits through payroll deduction, transfers, or in-person visits.

Features include:

  • Competitive dividends paid on your balance

  • Easy deposits through payroll deduction, transfers, or in-person visits

  • Access to all FRFCU products and services

Insurance Share Savings Account

Plan ahead for expenses such as auto or homeowners insurance premiums. This account sets funds aside specifically for insurance payments and is designed to prevent transfers to other accounts, helping you keep those savings separate until you need them.

Why members love it:

  • Funds are set aside specifically for insurance payments

  • Designed to keep you on track by preventing transfers to other accounts

  • Peace of mind knowing your insurance premiums are covered when they’re due

Holiday Share Savings Account

Set money aside throughout the year for holiday shopping or other year-end expenses. Make deposits at your own pace; funds are held until the October payout, when you can access the balance you have saved.

Account highlights:

  • Save at your own pace—make deposits any time

  • Funds are automatically held until October payout

  • A smart way to avoid holiday credit card debt

Kids Club Share Savings Account

Help a child learn the value of saving with an account designed for young members. Kids Club has no minimum balance requirement and offers a simple place to practice making deposits and working toward a goal.

Benefits for young savers:

  • No minimum balance required

  • Teaches kids the importance of saving early

  • A safe, simple way to grow their money as they do

Ft. Randall branch photo of their building.

Why Save With Fort Randall?

Fort Randall is a member-owned federal credit union with local service in Wagner and Platte. Share savings accounts are federally insured by the NCUA, subject to applicable coverage limits and ownership rules.

Ready to start saving?

Contact us or stop by your nearest branch to open the share savings account that fits your needs.