Safeguard Your Auto Loan with Vehicle Protection Services

GAP (Guaranteed Asset Protection) coverage helps protect you if your vehicle is declared a total loss or stolen. In some situations, your insurance settlement may be less than the amount you still owe on your loan. GAP coverage can help pay the difference, reducing your out-of-pocket expense.

GAP coverage may be worth considering if you financed most of your vehicle purchase, made a small down payment, or chose a longer loan term. New vehicles can depreciate quickly, which can create a gap between the vehicle's value and your loan balance.

An extended warranty, sometimes called a vehicle service contract, helps cover certain repair costs after the manufacturer's warranty expires. Coverage options vary, but many plans can help protect against unexpected mechanical breakdowns and costly repairs.

For many drivers, an extended warranty provides added peace of mind and more predictable ownership costs. It can be especially beneficial if you plan to keep your vehicle for several years beyond the factory warranty period.

In many cases, yes. Extended warranty options are available for both new and eligible used vehicles. Contact Fort Randall Federal Credit Union to learn which coverage options may be available for your vehicle.

A CARFAX® Vehicle History Report provides valuable information about a vehicle's past, including ownership history, reported accidents, title information, and service records. Reviewing a report can help you make a more informed buying decision.

Yes. Fort Randall Federal Credit Union provides free CARFAX® Vehicle History Reports on qualifying vehicles, helping you shop with greater confidence.

CARFAX® reports may include information such as previous ownership, reported accidents, title history, maintenance records, mileage readings, and other important vehicle history details.

GAP coverage is typically added when you finance your vehicle through Fort Randall Federal Credit Union. Our lending team can explain your options and help you determine if GAP coverage is right for your situation.

Extended warranty coverage can often be included during the financing process. If you've already purchased your vehicle, contact our team to discuss available options and eligibility requirements.

Yes. Extended warranty options are available to both members and non-members. Contact us to learn more about available protection products and eligibility.

Our team is happy to help. Contact Fort Randall Federal Credit Union to discuss CARFAX® reports, GAP coverage, extended warranty options, or any questions you have about protecting your vehicle investment.