OVERDRAFT LINE OF CREDIT
Manage Unexpected Expenses with Overdraft Protection
Manage Unexpected Expenses with Overdraft Protection
Life can be unpredictable. Unexpected expenses, timing gaps between paychecks and bills, or simple miscalculations can all lead to an overdrawn checking account. When this happens, overdraft fees and declined transactions can add stress and disrupt your financial routine. At Fort Randall Federal Credit Union, we’re here to help you avoid those surprises with our Overdraft Line of Credit—a flexible, reliable safety net designed to protect your account and give you peace of mind.
What Is an Overdraft Line of Credit?
An Overdraft Line of Credit is a revolving credit line linked directly to your checking account. When your available balance isn’t enough to cover a transaction, the credit line automatically kicks in to cover the shortfall, helping payments clear smoothly without interruption. This reduces the risk of overdraft fees and declined transactions, giving you a financial buffer during unexpected situations.
Unlike traditional overdraft protection services that may charge high fees per transaction, our Overdraft Line of Credit offers a more manageable and transparent approach. You borrow only what you need, repay it according to terms that work for you, and maintain control over your finances.
Benefits of our Overdraft Line of Credit:
Convenience
Competitive Rates
Protect your Credit Score
Simplified Budgeting
Seamless Integrations
Flexible Repayment
Start Protecting Your Finances Now
Don’t let unexpected expenses derail your budget. Add an Overdraft Line of Credit to your checking account and gain the peace of mind that comes with knowing you’re covered. Contact your local Fort Randall FCU branch in Wagner or Platte, or apply online today. Manage your money smarter, and stay in control.