Rates

Consumer Loan Rates

Auto Loans Rates

Credit Score Platinum
750 - Above
Premier
700-749
Valued
650-699
Builder
600-649
Rebuilder
599-Under
2017-2024
Up To 36 Months 6.00% APR 6.50% APR 8.50% APR 11.50% APR 15.50% APR
48 Months 6.25% APR 6.75% APR 8.75% APR 11.75% APR 15.75% APR
60 Months 6.50% APR 7.00% APR 9.00% APR 12.00% APR 16.00% APR
72 Months (over $20,000) 7.50% APR 8.00% APR 10.00% APR 13.00% APR 17.00% APR
84 Months (over $30,000) 8.50% APR 9.00% APR 11.00% APR 14.00% APR 18.00% APR
2011-2016
Up To 36 Months 8.00% APR 8.50% APR 10.50% APR 13.50% APR 17.50% APR
48 Months 8.50% APR 9.00% APR 11.00% APR 14.00% APR 18.00% APR
60 Months 9.00% APR 9.50% APR 11.50% APR 14.50% APR 18.00% APR
2010 and older 
Up To 36 Months 9.75% APR 10.25% APR 12.25% APR 15.25% APR 18.00% APR
48 Months 10.25% APR 10.75% APR 12.75% APR 15.75% APR 18.00% APR

*Vehicles over 15 years old will have an unsecured rate.
**Newer vehicles over 100,000 miles with high retail value may qualify for regular rate.

Recreational Vehicles

Platinum Premier Valued Builder Rebuilder
36 Months: 6.00% APR 6.50% APR 8.50% APR 11.50% APR 15.50% APR
48 Months: 6.50% APR 7.00% APR 9.00% APR 12.00% APR 16.00% APR
60 Months: 7.00% APR 7.50% APR 9.50% APR 12.50% APR 16.50% APR
72 Months: $20,000+ 8.25% APR 8.75% APR 10.75% APR 13.75% APR 17.75% APR

Mortgages


Platinum Premier Valued
Fixed rate/5 yr balloon
6.00% APR 6.50% APR 7.00% APR
80% appraisal or 100% assessed
Fixed Rates Platinum Premier Valued
10 Years 6.25% APR 6.50% APR 7.00% APR
15 Years 6.50% APR 6.75% APR 7.25% APR

 

Construction

Construction-Real Estate Platinum Premier
80% appraisal 7.25% APR 7.75% APR

HELOC

Fixed 6.75% APR 7.00% APR 7.50% APR
Variable Prime Rate + 0.50% APR 1.00% APR 1.50% APR

 Personal

Platinum Premier Valued Builder Rebuilder
12 months 10.50% APR 11.00% APR 13.00% APR 15.50% APR 18.00% APR
24 months 11.00% APR 11.50% APR 13.50% APR 15.50% APR 18.00% APR
36 months 11.50% APR 12.00% APR 14.00% APR 16.00% APR 18.00% APR
48 months 12.00% APR 12.50% APR 14.50% APR
60 months 12.50% APR 13.00% APR

Overdraft Line of Credit

Platinum Premier Valued Builder Rebuilder
36 months 9.75% APR 10.00% APR 12.00% APR 15.00% APR 18.00% APR

Other Secured

Platinum Premier Valued Builder Rebuilder
Up To 36 Months 6.50% APR 7.00% APR 9.00% APR 12.00% APR 18.00% APR
48 Months 7.00% APR 7.50% APR 9.50% APR 12.50% APR 18.00% APR
60 Months 7.50% APR 8.00% APR 10.00% APR 13.00% APR 18.00% APR
72 Months $25,000 + 8.75% APR 9.25% APR 11.25% APR 14.25% APR 18.00% APR
 

Shared Certificates Rates

Effective as of August 21, 2024 

Certificates $250 - $10,000.00

Rate APY*
3 Months 3.00% 3.03%
6 Month 4.00% 4.06%
12 Month 4.00% 4.06%
18 Month 3.00% 3.03%
24 Month 3.00% 3.03%

$250.00 Minimum - 18 years of age and younger
$500.00 Minimum - 19 years of age and older
*APY* - Annual Percentage Yield

Certificates $10,000.01 - $50,000.00

Rate APY*
3 Months 3.00% 3.03%
6 Month 4.25% 4.32%
12 Month 4.25% 4.32%
18 Month 3.00% 3.03%
24 Month 3.00% 3.03%

Certificates $50,000.01 and Over

Rate APY*
3 Months 3.25% 3.29%
6 Month 4.25% 4.32%
12 Month 4.25% 4.32%
18 Month 3.00% 3.03%
24 Month 3.00% 3.03%

Savers Certificates

Rate APY*
3.00% 3.03%

$100.00 Minimum - 12 month term
*APY* - Annual Percentage Yield
 

Please contact a credit union employee for further information on applicable fees and terms.

Share Rates

Declared August 21, 2024

Dividend Rates

Share Savings

Rate APY* Limits
.50% .50% $25.00 and over

Maximum contribution of $250.00 per month
Declared August 21, 2024
*APY* - Annual Percentage Yield

Share Draft

Rate APY* Limits
0.10% 0.10% Average daily balance over $100.00

Maximum contribution of $250.00 per month
Declared August 21, 2024
*APY* - Annual Percentage Yield

Money Market Savings

Rate APY* Limits
.50% .50% $2,500 and over

Maximum contribution of $250.00 per month
Declared August 21, 2024
*APY* - Annual Percentage Yield

Share IRAs

Rate APY* Limits
1.00% 1.00% $25.00 and over

Maximum contribution of $250.00 per month
Declared August 21, 2024
*APY* - Annual Percentage Yield

Christmas Club Shares

Rate APY*
.75% .75%

Maximum contribution of $250.00 per month
Declared August 21,2024
*APY* - Annual Percentage Yield